Business Lending Programs:

Whether your starting a business or strenghening an established business, we have the resources to make your venture a success. Our lending program provides a wide range of benefits that will help drive your business.

  • Business Lines of Credit
  • Equipment Financing
  • Vehicle Loans
  • Commercial Real Estate

               -Rental Properties
               -Office Buildings
               -Retail Properties
               -Apartment Houses
               -Office/Warehouse Properties
               -Industrial Properties
               -Mixed Use Properties

  • SBA Loans available through our partnership with The Small Business Authority. Click here for more info

 

Membership Eligibility

We can serve many types of businesses including:

  • Sole Proprietorships
  • Corporations
  • Limited Liability Companies
  • Partnerships
  • Unincorporated Organizations
  • Non-Profit Organizations

 

Application Checklist

Provide the following information when you apply:

Sole Proprietorship,* please include:

  •  Personal tax returns from the last 2 years, including all schedules.**
  •  Current personal financial statement.

NOTE: a photo ID is needed when closing your loan

Corporations/Partnerships,* please include:

  • Business financial statements for current year-to-date.
  • Business tax returns from the last 2 years, including all schedules.**
  • Current personal financial statement for each owner, general partner and/or principal officer.
  • Owners' personal tax returns from the last 2 years, including all schedules and K-1s for each owner, general partner, and/or principal officer.
  •  Articles of incorporation, organization, or partnership agreements.

New Business/please include:

  • Business plan and projections

*If borrower, owner, and/or guarantor is a Trust or holds assets in a Trust, please provide a copy of the first and last page of the Trust Agreement with the Trust name and Trustee(s) signature(s).
**Tax returns must be signed by taxpayer(s) or stamped by preparer, include address and Federal Tax ID number, and be submitted on standard IRS form.