CMN Events in February!

HELP MAKE A DIFFERENCE
IN A CHILDS LIFE
THROUGH OUR FEBRUARY FUNDRAISERS FOR
CHILDREN’S MIRACLE NETWORK!
 
MONTH LONG ~ SHARE-A-BEAR PROGRAM
SPONSOR A SMALL BEAR FOR $5.00 OR A LARGE BEAR FOR $10.00. THE BEARS GO TO LOCAL CHILDREN FACING SURGERY.  THIS YEAR YOU ALSO HAVE THE OPTION OF BUYING
A BEAR IF YOU SPONSOR ONE!!  ALL MONEY RAISED GOES TO CMN.

FEB 2ND & 3RD (RAPIDS) FEB 23RD & 24TH~ BAKE SALE
ALL MONEY RAISED GOES TO CMN.

FEB 24TH (RAPIDS) ~ BRAT FRY/SUMMER IN FEBRUARY!!
ALL MONEY RAISED GOES TO CMN.

BIG Change to Online Banking Security!

Accessing your Account Information with Random PIN…

Members’ Advantage will be moving away from Challenge Questions to authenticate your identity when you login from a new computer.  The new, stronger security method will be Random PIN generation.

When you login to Advantage Online for the first time after the update, you will be prompted one time only for a Random PIN email address.  A random PIN will then be emailed to you at this address.  You must LEAVE YOUR BROWSER OPEN while you access your email to retrieve this PIN.  If you navigate away from the browser to open your email, the system will need to generate another new Random PIN.

Anytime after the initial login, whenever you access your Advantage Online from an unauthorized computer, a new Random PIN will be generated.  It will always be emailed to you at the email address you first provided, and you’ll need to retrieve and use this PIN to access your MACU accounts online.  Please NOTE: If at any time you do not receive the PIN, check your SPAM or Junk email folder; the Random PIN email may be caught there.

If your cell phone carrier is not an option under Use my Mobile Phone, Select email and type your text message address. Use the list below to know your address:

Provider               Domain
AT&T                   ##########@txt.att.net
CellCom              ##########@cellcom.quiktxt.com
Cingular              ##########@mobile.mycingular.com
Element Mobile    ##########@sms.elementmobile.net
Nextel                ##########@messaging.nextel.com
Sprint                ##########@messaging.sprintpcs.com
T-Mobile            ##########@tmomail.net
US Cellular       ##########@email.uscc.net
Verizon           ##########@vtext.com

We are currently looking into Verizon to find out why it is not working and will let you know when it is.

As always, if you have any questions or problems accessing the website with this new security, please contact a Member Service Representative for assistance at 715-421-1610. 

Switch to a Credit Union

Avoid New Debit Card Fees: Switch to a Credit Union

Bank of America made big headlines when it announced it will begin charging $5 a month to some customers who use their debit cards for purchases. Some big banks, such as Wells Fargo, are considering imposing similar debit fees. Others, such as Citigroup, plan to leave debit cards alone but will raise some checking fees.

As a result, most Americans will face new fees on debit card transactions, increases on existing fees, and more difficulty in avoiding fees.

However, you can avoid these fees and even come out ahead:

*Switch to Members' Advantage Credit Union. If your bank wants to charge you, do something about it. Take advantage of Members' Advantage Credit Union's emphasis on service over profits, and say goodbye to big-bank fees.

*Keep all your accounts in one place. Move different accounts such as credit cards, auto loans, mortgages, checking, or investing accounts to Members' Advantage Credit Union to avoid fees you may encounter with other financial institutions.

*Pay with cash. Cash won't trigger transaction fees; some retailers will even reward you with discounts for using it. Just be careful how you get your cash. Frequent ATM withdrawals could cost you even more than using a bank debit card. A better solution: Use a Members' Advantage Credit Union debit card within our network ATMs to save. Click here for our ATM network. Any ATM with Credit Union 24 is free for you!

*Look for deals. Now that merchants are paying less for debit transactions, some offer rebates. Just be sure the items you buy are needs, not merely wants, and are already in your budget.

Don't let bank debit-card fees dent your finances. Switch to Members' Advantage Credit Union today.

Copyright 2011 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.

Account Alerts

Account Alerts

"Account Alerts" are a FREE service that allows you to receive text messages or emails based on pre-established criteria set up for your bank account(s). Alerts are a great way to monitor your account activity—it is easy, convenient and free!

What types of Account Alerts are available?
 *ACH/Payroll Direct Deposit
 *Internet Banking Logins
 *Low Balances
 *Payment Reminders

How do I enroll in Account Alerts?

 Current Online Banking users can log in to their Online Banking and click the link My Account then click the link Change My Alerts to select the alerts they want. Please call (715) 421-1610 if you have any questions.

**To Send alerts as text messages: All cell phone providers have an email address that you can send a message to that will show up as a text on your phone. Simply type your text message address in the text message address field. This is usually an email address that will be converted to a text message. Most providers use your cell phone number @ your provider's web address such as 1234567890@yourprovider.com (using the chart below, choose your cell phone provider and then replace the '#' signs with your 10-digit phone number). You may need to contact your cell phone provider for this address. Current supported providers include:

Provider               Domain
AT&T                   ##########@txt.att.net
CellCom              ##########@cellcom.quiktxt.com
Cingular              ##########@mobile.mycingular.com
Element Mobile    ##########@sms.elementmobile.net
Nextel                ##########@messaging.nextel.com
Sprint                ##########@messaging.sprintpcs.com
T-Mobile            ##########@tmomail.net
US Cellular       ##########@email.uscc.net
Verizon           ##########@vtext.com

First Time Homebuyer Program Now In Wood County

Click here for more information.

Are you having troubles accessing Online Banking?

If you are having problems accessing your Online Banking, please do the following:

For Internet Explorer:

-Go to Internet Explorer
-Go to Tools
-Go to Internet Options
-Click the Advanced Tab
-Scroll down to Security
-Under security, check the Use TLS 1.0 box
-Click Apply
-Click OK

For Google Chrome:

-Go to Google Chrome
-Click on the wrench tool
-Click on options
-Click network proxy settings
-Click the advanced tab
-Scroll down and check the Use TLS 1.0 box
-Click Apply
-Click OK

This should allow you to access your Online Banking. If you have any problems or questions,
please call us at (715) 421-1610.