Rates Shown Effective: 12.1.08

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Credit Card Disclosure Information
MasterCard/Visa Classic
Annual percentage rate (APR) for purchases 11.99%
Other APRs Cash advance APR: 11.99%
Balance transfer APR: 11.99%
Variable rate information  
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a finance charge will be imposed. 
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees $0.00
Minimum finance charge $0.50
Transaction fee for purchases $0.00

Please Note:

  • Late-payment fee: $15.00
  • Over-the-credit-limit fee: $15.00
  • Card replacement fee: $10.00
  • Return Check Fee: $20.00
  • Document Copy Fee: $5.00
  • Rush Fee: $25.00
  • New PIN Number Fee: $10.00