Rates Shown Effective: 9.1.10

Savings Product Rate APY*
Regular Share Savings** 0.30 0.30
Kirby Savings 0.30 0.30
Christmas Club Accounts 1.00 1.01
Vacation Club Accounts 1.00 1.01
Escrow Accounts 0.46 0.46
Life Insured Savings    
$25.00 - $4000.00 0.00 0.00
over $4000.00 0.01-0.30 0.01-0.30
Money Market Savings - $1000 to open/HSA Money Market Savings (no minimum)    
$25 - $999.99 0.25 0.25
$1000.00 - $9999.99 0.75 0.75
$10,000.00 - $24,999.99 1.00 1.01
$25,000.00 or more 1.10 1.11
Share Certificates*** - $1000 min. deposit    
6 Month 1.09 1.10
12 Month 1.39 1.40
18 Month 1.64 1.65
24 Month 2.03 2.05
30 Month 2.13 2.15
36 Month 2.33 2.36
48 Month 2.57 2.60
60 Month 2.96 3.00
Youth Share Certificates - (Ages 0-17) - $250 min. deposit    
3 Month 1.09 1.10
6 Month 1.09 1.10
12 Month 1.39 1.40
36 Month 2.33 2.36
48 Month 2.57 2.60
60 Month 2.96 3.00
IRA Share Certificates - $1000 min. deposit    
Traditional / Roth and Education SAs    
12 Month 1.39 1.40
18 Month 1.64 1.65
24 Month 2.03 2.05
30 Month 2.13 2.15
36 Month 2.33 2.36
48 Month 2.57 2.60
60 Month 2.96 3.00
IRA Passbook Accounts - Traditional / Roth and Education Sas 1.04 1.05
Checking Product Rate APY*
Traditional Sharedraft (checking) 0.20 0.20
Membership Plus Sharedraft 0.20 0.20
Money Market Sharedraft (checking)    
$25 - $999.99 0.25 0.25
$1000.00 - $9999.99 0.50 0.50
$10,000.00 - $24,999.99 0.75 0.75
$25,000.00 or more 1.00 1.01
  • ** - Fees may reduce the earnings on these accounts
  • *** - Early withdrawal will result in penalty (see terms and conditions of agreement)