Members' Advantage Credit Union Advantage Online Banking utilizes advanced Internet technologies to make internet banking as secure as it is convenient. These technologies are designed to protect your information throughout the entire online banking process from the your computer through the credit union’s own systems and back.
Account information is secure.
Advantage Online Banking uses several different methods to protect your information.
Access Account Number and Password
Only a valid account number and password will allow you to sign in.
Encryption and Firewalls
By using encryption technologies, your data and transactions are encoded and are undecipherable to anyone who may be able to intercept them. Firewalls prevent hackers from breaking into the Advantage Online Banking system.
Security Upgrades
We are constantly evaluating the latest security technologies, and we upgrade our system whenever relevant improvements become available.
Constant Monitoring
We are always monitoring our system to prevent any potential problems that could compromise security or privacy.
What can be done for added security?
You should not share your account number and password with anyone. Change your password often. Do not use birthdays, phone numbers or names that other can guess. In addition, you should exit from Advantage Online Banking as soon as your are finished with your banking activities. Never walk away from the computer with account information on the screen. It is best to close the browser after signing off to clear account information from your browser’s memory.
Verifying Browser Security
Once at the logon page the URL will begin with https://. This is different than http://. The “s” in https:// signifies that it is a secure site.
More Information
The encryption method used by Advantage Online Banking is know as Secure Sockets Layer(SSL). A user can be assured that SSL technology is being used for Advantage Online Banking by looking for https: in the URL at the logon page and all other online banking web pages. If a web site is not using SSL, the URL will start with “http”. Furthermore, when SSL is used, a small lock symbol appears in the browser on the lower right corner.
The SSL protocol provides server authentication, data encryption, and message integrity. SSL also operates independently of the internet application protocols. With SSL implemented, your Internet communications are transmitted in encrypted form, ensuring privacy. That means even if the information you submit is somehow intercepted by a third party on its way to our servers, it is scrambled and virtually impossible to decode.
To use Advantage Online Banking, the browser must have SSL settings on. If you try to access Advantage Online Banking with SSL off, you will get an error message. Internet Explorer and Netscape browsers present different error messages. Generally, the Internet Explorer browser will present an error page “The page cannot be displayed” and Netscape will provide an error message advising SSL settings need to be put on with instructions on how to do so. Please also refer to “Changing SSL Settings”.
Advantage Online Banking also takes advantage of other security technology such as secure firewalls. Firewalls are used to prevent criminals from breaking into Advantage Online Banking and accessing data.
