Savings Rates

Rates Shown Effective: 06.01.17

Savings Product
  Rate APY*
Regular Share Savings** 0.20 0.20
Kirby Savings 0.20 0.20
Christmas Club Accounts 0.50 0.50
Vacation Club Accounts 0.50 0.50
Escrow Accounts 0.14

0.14

Money Market Savings
$1000 to open/HSA Money Market Savings (no minimum) Rate APY*
$25 - $999.99 0.10 0.10
$1000.00 - $9999.99 0.20 0.20
$10,000.00 - $24,999.99 0.40 0.40
$25,000.00 or more 0.40 0.40
Share Certificates***
$1000 min. deposit Rate APY*
6 Month 0.60 0.60
12 Month 0.70

0.70

18 Month 0.75 0.75
24 Month 1.15 1.16
30 Month 1.20 1.21
36 Month 1.30 1.31
48 Month 1.40 1.41
60 Month 1.90 1.92
Youth Share Certificates
(Ages 0-17) - $250 min. deposit Rate APY*
3 Month 0.50 0.50
6 Month 0.60 0.60
12 Month 0.70 0.70
36 Month 1.30 1.31
48 Month 1.40 1.41
60 Month 1.90 1.92
IRA Share Certificates
IRA - $1000 min. deposit Rate APY*
Traditional / Roth and Education SAs    
12 Month 0.70 0.70
18 Month 0.75 0.75
24 Month 1.15 1.16
30 Month 1.20 1.21
36 Month 1.30 1.31
48 Month 1.40 1.41
60 Month 1.90 1.92
IRA Passbook Accounts - Traditional / Roth and Education Sas 0.40 0.40
Checking Product
  Rate APY*
Traditional Sharedraft (checking) 0.10 0.10
Membership Plus Sharedraft 0.10 0.10
Money Market Sharedraft (checking):    
  $25 - $999.99 0.10 0.10
  $1,000.00 - $9999.99 0.15 0.15
  $10,000.00 - $24,999.99 0.20 0.20
  $25,000.00 or more 0.30 0.30

* Annual Percentage Yield

** Fees may reduce the earnings on these accounts

*** Early withdrawal will result in penalty (see terms and conditions of agreement)