Interest Rates Certified by Datatrac
Interest Rates Certified by Datatrac
Savings Product
| Product Name |
Rate |
APY* |
| Regular Share Savings** |
0.15 |
0.15 |
| Kirby Savings |
0.15 |
0.15 |
| Christmas Club Accounts |
0.25 |
0.25 |
| Vacation Club Accounts |
0.25 |
0.25 |
| Escrow Accounts |
0.11 |
0.11
|
Money Market Savings
| $1000 to open/HSA Money Market Savings (no minimum) |
Rate |
APY* |
| $25 - $999.99 |
0.75 |
0.75 |
| $1000.00 - $9999.99 |
0.85 |
0.85 |
| $10,000.00 - $24,999.99 |
1.50 |
1.51 |
| $25,000.00 - $99,999.99 |
2.50 |
2.53 |
| $100,000.00 - $249,999.99 |
3.25 |
3.30 |
| $250,000.00 or more |
4.10 |
4.18 |
Share Certificates***
| $1000 min. deposit |
Rate |
APY* |
| 3 Month Special |
4.25 |
4.34 |
| 6 Month |
1.25 |
1.26 |
| 7 Month Special |
4.50 |
4.60 |
| 11 Month Special |
4.75 |
4.86 |
| 12 Month |
3.25 |
3.30 |
| 18 Month |
3.25 |
3.30 |
| 24 Month |
3.00 |
3.05 |
| 30 Month |
3.05 |
3.10 |
| 36 Month |
3.10 |
3.15 |
| 48 Month |
3.30 |
3.35 |
| 60 Month |
3.40 |
3.46 |
Youth Share Certificates
| (Ages 0-17) - $250 min. deposit |
Rate |
APY* |
| 3 Month Special |
4.25 |
4.34 |
| 6 Month |
1.25 |
1.26 |
| 7 Month Special |
4.50 |
4.60 |
| 11 Month Special |
4.75 |
4.86 |
| 12 Month |
3.25 |
3.30 |
| 36 Month |
3.10 |
3.15 |
| 48 Month |
3.30 |
3.35 |
| 60 Month |
3.40 |
3.46 |
IRA Share Certificates
| IRA - $1000 min. deposit |
Rate |
APY* |
| Traditional / Roth and Education SAs |
|
|
| 7 Month Special |
4.50 |
4.60 |
| 11 Month Special |
4.75 |
4.86 |
| 12 Month |
3.25 |
3.30 |
| 18 Month |
3.25 |
3.30 |
| 24 Month |
3.00 |
3.05 |
| 30 Month |
3.05 |
3.10 |
| 36 Month |
3.10 |
3.15 |
| 48 Month |
3.30 |
3.35 |
| 60 Month |
3.40 |
3.46 |
| |
|
|
| IRA Share Accounts - Traditional / Roth and Education Sas |
0.75 |
0.75 |
Checking Product
| Product Name |
Rate |
APY* |
| Traditional Sharedraft (checking) |
0.05 |
0.05 |
| Membership Plus Sharedraft |
0.05 |
0.05 |
| Money Market Sharedraft (checking): |
|
|
| $25 - $999.99 |
0.45 |
0.45 |
| $1,000.00 - $9999.99 |
0.50 |
0.50 |
| $10,000.00 - $24,999.99 |
1.25 |
1.26 |
| $25,000.00 - $99,999.99 |
1.75 |
1.77 |
| $100,000.00 - $249,999.99 |
2.00 |
2.02 |
| $250,000.00 or more |
2.25 |
2.28 |
* Annual Percentage Yield
** Fees may reduce the earnings on these accounts
*** Early withdrawal will result in penalty (see terms and conditions of agreement)