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Loan Rates

Auto Loans (Rates Shown Effective: 11.23.20)
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1000
New Autos 36   2.99% $29.08
New Autos 48   2.99% $22.13
New Autos 60   2.99% $17.96
New Autos 72   3.29% $15.32
Used 2020 to 2016 Autos 48   3.19% $22.22
Used 2020 to 2016 Autos 60   3.49% $18.19
Used 2020 to 2016 Autos 72   4.19% $15.73
Used 2015 to 2012 36   3.29% $29.21
Used 2015 to 2012 48   3.39% $22.31
Used 2015 to 2012 60   3.69% $18.28
Used 2015 to 2012 72   4.39% $15.
2011 and Older Autos 24   3.99% $43.42
2011 and Older Autos 36   4.19% $29.61
2011 and Older Autos 48 $5,000 4.99% $23.02

*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.

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Recreational & Unsecured Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1000
New 2020 and 2021 48   3.09% $22.17
New 2020 and 2021 60   3.69% $18.28
New 2020 and 2021 72 $15,000 3.69% $15.50
Used: 2015-2020 48   3.79% $22.48
Used: 2015-2020 60 $5,000 3.99% $18.41
Used: 2014 & Older 36   4.39% $29.70
Used: 2014 & Older 48   4.99% $23.02
2018 to 2021 *** (Min $1000 down) 180 $40,000-$100,000 5.99% $8.43
Fixed Rate 2016 to NEW. *** 120 $25,000 5.29% $10.75
Unsecured Loans 36 $500 9.79% $32.17

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* APR is Annual Percentage Rate.

** Pertains to boats, campers and cycles.

***Campers & Boats Only.

MasterCard/Visa Classic
Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases 11.99%
Other APRs Cash advance APR*: 11.99%
Balance transfer APR*: 11.99%
Variable rate information  
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a finance charge will be imposed. 
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees $0.00
Minimum finance charge $0.50
Transaction fee for purchases $0.00
Late-payment fee $15.00
Card replacement fee $10.00
Return Check Fee $20.00
Document Copy Fee $5.00
Rush Fee $25.00
New PIN Number Fee $10.00

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