Loan Rates

Auto Loans

Vehicle Type	Max Term	Min Amt To Finance*	APR* (as low as)	Monthly Payment per $1,000
New Autos	36		6.49%	$30.64
New Autos	48		6.59%	$23.75
New Autos	60		6.79%	$19.70
New Autos	72		6.99%	$17.04
Used 2024 to 2018 Autos	48		6.99%	$23.94
Used 2024 to 2018 Autos	60		7.19%	$19.89
Used 2024 to 2018 Autos	72		7.59%	$17.33
Used 2017 to 2013	36		7.39%	$31.05
Used 2017 to 2013	48		7.29%	$24.08
Used 2017 to 2013	60		7.59%	$20.08
Used 2017 to 2013	72		7.99%	$17.53
2012 and Older Autos	24		7.89%	$45.17
2012 and Older Autos	36		8.09%	$31.38
2012 and Older Autos	48	$5,000	8.29%	$24.55

*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.

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Recreational & Unsecured Loans

Vehicle Type	Max Term	Min Amt To Finance*	APR* (as low as)	Monthly Payment per $1000
New 2023 to 2025	48		7.19%	$24.03
New 2023 to 2025	60		7.39%	$19.98
New 2023 to 2025	72	$15,000	7.99%	$17.53
Used: 2016-2022	48		7.49%	$24.17
Used: 2016-2022	60	$5,000	8.59%	$20.56
Used: 2015 & Older	36		8.49%	$31.56
Used: 2015 & Older	48		8.99%	$24.88
2021 to 2025 (Boats & Campers Only)	180	$40,000-$100,000	10.09%	$10.80
2019 to 2025 (Boats, Campers, and UTVs)	120	$25,000	9.49%	$12.93
Unsecured Loans	36	$500	10.99%	$32.73

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* APR is Annual Percentage Rate.

** Pertains to boats, campers and cycles.

***Campers & Boats Only.

MasterCard/Visa Classic

Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases	11.99%
Other APRs	Cash advance APR*: 11.99% Balance transfer APR*: 11.99%
Variable rate information
Grace period for repayment of the balance for purchases	You have 25 days to repay your balance for purchases before a finance charge will be imposed.
Method of computing the balance for purchases	Average Daily Balance (including new purchases)
Annual fees	$0.00
Minimum finance charge	$0.50
Transaction fee for purchases	$0.00
Late-payment fee	$15.00
Card replacement fee	$10.00
Return Check Fee	$20.00
Document Copy Fee	$5.00
Rush Fee	$25.00
New PIN Number Fee	$10.00

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