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Loan Rates

Auto Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1,000
New Autos 36   5.29% $30.10
New Autos 48   5.39% $23.21
New Autos 60   5.69% $19.19
New Autos 72   5.79% $16.48
Used 2024 to 2018 Autos 48   5.39% $23.21
Used 2024 to 2018 Autos 60   5.79% $19.24
Used 2024 to 2018 Autos 72   5.99% $16.57
Used 2017 to 2013 36   5.99% $30.42
Used 2017 to 2013 48   6.19% $23.57
Used 2017 to 2013 60   6.29% $19.47
Used 2017 to 2013 72   6.99% $17.04
2012 and Older Autos 24   6.99% $44.77
2012 and Older Autos 36   7.19% $30.97
2012 and Older Autos 48 $5,000 7.39% $24.13

*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.

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Recreational & Unsecured Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1000
New 2023 to 2025 48   6.09% $23.53
New 2023 to 2025 60   6.39% $19.52
New 2023 to 2025 72 $15,000 6.49% $16.81
Used: 2016-2022 48   6.69% $23.80
Used: 2016-2022 60 $5,000 6.89% $19.75
Used: 2015 & Older 36   7.99% $31.33
Used: 2015 & Older 48   8.49% $24.64
2021 to 2025 (Boats & Campers Only) 180 $40,000-$100,000 8.59% $9.90
2019 to 2025 (Boats, Campers, and UTVs) 120 $25,000 7.79% $12.02
Unsecured Loans 36 $500 10.99% $32.73

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* APR is Annual Percentage Rate.

** Pertains to boats, campers and cycles.

***Campers & Boats Only.

MasterCard/Visa Classic
Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases 11.99%
Other APRs Cash advance APR*: 11.99%
Balance transfer APR*: 11.99%
Variable rate information  
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a finance charge will be imposed. 
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees $0.00
Minimum finance charge $0.50
Transaction fee for purchases $0.00
Late-payment fee $15.00
Card replacement fee $10.00
Return Check Fee $20.00
Document Copy Fee $5.00
Rush Fee $25.00
New PIN Number Fee $10.00

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