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Loan Rates

Auto Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1,000
New Autos 36   6.19% $30.51
New Autos 48   6.29% $23.62
New Autos 60   6.49% $19.56
New Autos 72   6.69% $16.90
Used 2022 to 2016 Autos 48   6.79% $23.85
Used 2022 to 2016 Autos 60   6.99% $19.79
Used 2022 to 2016 Autos 72   7.39% $17.24
Used 2015 to 2011 36   7.09% $30.92
Used 2015 to 2011 48   6.99% $23.94
Used 2015 to 2011 60   7.29% $19.94
Used 2015 to 2011 72   7.69% $17.38
2010 and Older Autos 24   7.59% $45.04
2010 and Older Autos 36   7.79% $31.24
2010 and Older Autos 48 $5,000 7.99% $24.41

*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.

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Recreational & Unsecured Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1000
New 2022 and 2023 48   6.69% $23.80
New 2022 and 2023 60   6.89% $19.75
New 2022 and 2023 72 $15,000 7.49% $17.28
Used: 2016-2022 48   6.99% $23.94
Used: 2016-2022 60 $5,000 8.09% $20.32
Used: 2015 & Older 36   8.19% $31.42
Used: 2015 & Older 48   8.69% $24.74
2017 to 2023 (Boats & Campers Only) 180 $40,000-$100,000 9.89% $10.68
2017 to 2023 (Boats, Campers, and UTVs) 120 $25,000 9.19% $12.77
Unsecured Loans 36 $500 10.99% $32.73

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* APR is Annual Percentage Rate.

** Pertains to boats, campers and cycles.

***Campers & Boats Only.

MasterCard/Visa Classic
Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases 11.99%
Other APRs Cash advance APR*: 11.99%
Balance transfer APR*: 11.99%
Variable rate information  
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a finance charge will be imposed. 
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees $0.00
Minimum finance charge $0.50
Transaction fee for purchases $0.00
Late-payment fee $15.00
Card replacement fee $10.00
Return Check Fee $20.00
Document Copy Fee $5.00
Rush Fee $25.00
New PIN Number Fee $10.00

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