Loan Rates

Auto Loans (Rates Shown Effective: 6/6/2022)

Vehicle Type	Max Term	Min Amt To Finance*	APR* (as low as)	Monthly Payment per $1,000
New Autos	36		2.99%	$29.08
New Autos	48		2.99%	$22.13
New Autos	60		3.19%	$18.05
New Autos	72		3.39%	$15.37
Used 2021 to 2016 Autos	48		3.39%	$22.31
Used 2021 to 2016 Autos	60		3.79%	$18.32
Used 2021 to 2016 Autos	72		3.89%	$15.59
Used 2015 to 2011	36		3.99%	$29.52
Used 2015 to 2011	48		4.09%	$22.62
Used 2015 to 2011	60		4.29%	$18.55
Used 2015 to 2011	72		4.79%	$16.01
2010 and Older Autos	24		4.79%	$43.77
2010 and Older Autos	36		4.99%	$29.96
2010 and Older Autos	48	$5,000	5.19%	$23.11

*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.

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Recreational & Unsecured Loans

Vehicle Type	Max Term	Min Amt To Finance*	APR* (as low as)	Monthly Payment per $1000
New 2021 and 2022	48		2.99%	$22.13
New 2021 and 2022	60		2.99%	$17.96
New 2021 and 2022	72	$15,000	3.99%	$15.64
Used: 2016-2021	48		3.99%	$22.57
Used: 2016-2021	60	$5,000	4.99%	$18.87
Used: 2015 & Older	36		4.99%	$29.96
Used: 2015 & Older	48		5.49%	$23.25
2017 to 2022 (Boats & Campers Only)	180	$40,000-$100,000	5.69%	$8.27
2017 to 2022 (Boats, Campers, and UTVs)	120	$25,000	4.99%	$10.60
Unsecured Loans	36	$500	9.79%	$32.17

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* APR is Annual Percentage Rate.

** Pertains to boats, campers and cycles.

***Campers & Boats Only.

MasterCard/Visa Classic

Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases	11.99%
Other APRs	Cash advance APR*: 11.99% Balance transfer APR*: 11.99%
Variable rate information
Grace period for repayment of the balance for purchases	You have 25 days to repay your balance for purchases before a finance charge will be imposed.
Method of computing the balance for purchases	Average Daily Balance (including new purchases)
Annual fees	$0.00
Minimum finance charge	$0.50
Transaction fee for purchases	$0.00
Late-payment fee	$15.00
Card replacement fee	$10.00
Return Check Fee	$20.00
Document Copy Fee	$5.00
Rush Fee	$25.00
New PIN Number Fee	$10.00

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