Loan Rates

Auto Loans (Rates Shown Effective: 11.23.20)

Vehicle Type	Max Term	Min Amt To Finance*	APR* (as low as)	Monthly Payment per $1000
New Autos	36		2.99%	$29.08
New Autos	48		2.99%	$22.13
New Autos	60		2.99%	$17.96
New Autos	72		3.29%	$15.32
Used 2020 to 2016 Autos	48		3.19%	$22.22
Used 2020 to 2016 Autos	60		3.49%	$18.19
Used 2020 to 2016 Autos	72		4.19%	$15.73
Used 2015 to 2012	36		3.29%	$29.21
Used 2015 to 2012	48		3.39%	$22.31
Used 2015 to 2012	60		3.69%	$18.28
Used 2015 to 2012	72		4.39%	$15.
2011 and Older Autos	24		3.99%	$43.42
2011 and Older Autos	36		4.19%	$29.61
2011 and Older Autos	48	$5,000	4.99%	$23.02

*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.

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Recreational & Unsecured Loans

Vehicle Type	Max Term	Min Amt To Finance*	APR* (as low as)	Monthly Payment per $1000
New 2020 and 2021	48		3.09%	$22.17
New 2020 and 2021	60		3.69%	$18.28
New 2020 and 2021	72	$15,000	3.69%	$15.50
Used: 2015-2020	48		3.79%	$22.48
Used: 2015-2020	60	$5,000	3.99%	$18.41
Used: 2014 & Older	36		4.39%	$29.70
Used: 2014 & Older	48		4.99%	$23.02
2018 to 2021 *** (Min $1000 down)	180	$40,000-$100,000	5.99%	$8.43
Fixed Rate 2016 to NEW. ***	120	$25,000	5.29%	$10.75
Unsecured Loans	36	$500	9.79%	$32.17

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* APR is Annual Percentage Rate.

** Pertains to boats, campers and cycles.

***Campers & Boats Only.

MasterCard/Visa Classic

Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases	11.99%
Other APRs	Cash advance APR*: 11.99% Balance transfer APR*: 11.99%
Variable rate information
Grace period for repayment of the balance for purchases	You have 25 days to repay your balance for purchases before a finance charge will be imposed.
Method of computing the balance for purchases	Average Daily Balance (including new purchases)
Annual fees	$0.00
Minimum finance charge	$0.50
Transaction fee for purchases	$0.00
Late-payment fee	$15.00
Card replacement fee	$10.00
Return Check Fee	$20.00
Document Copy Fee	$5.00
Rush Fee	$25.00
New PIN Number Fee	$10.00

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