Loan Rates

Auto Loans

Vehicle Type	Max Term	Min Amt To Finance*	APR* (as low as)	Monthly Payment per $1,000
New Autos	36		6.19%	$30.51
New Autos	48		6.29%	$23.62
New Autos	60		6.49%	$19.56
New Autos	72		6.69%	$16.90
Used 2022 to 2016 Autos	48		6.79%	$23.85
Used 2022 to 2016 Autos	60		6.99%	$19.79
Used 2022 to 2016 Autos	72		7.39%	$17.24
Used 2015 to 2011	36		7.09%	$30.92
Used 2015 to 2011	48		6.99%	$23.94
Used 2015 to 2011	60		7.29%	$19.94
Used 2015 to 2011	72		7.69%	$17.38
2010 and Older Autos	24		7.59%	$45.04
2010 and Older Autos	36		7.79%	$31.24
2010 and Older Autos	48	$5,000	7.99%	$24.41

*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.

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Recreational & Unsecured Loans

Vehicle Type	Max Term	Min Amt To Finance*	APR* (as low as)	Monthly Payment per $1000
New 2022 and 2023	48		6.69%	$23.80
New 2022 and 2023	60		6.89%	$19.75
New 2022 and 2023	72	$15,000	7.49%	$17.28
Used: 2016-2022	48		6.99%	$23.94
Used: 2016-2022	60	$5,000	8.09%	$20.32
Used: 2015 & Older	36		8.19%	$31.42
Used: 2015 & Older	48		8.69%	$24.74
2017 to 2023 (Boats & Campers Only)	180	$40,000-$100,000	9.89%	$10.68
2017 to 2023 (Boats, Campers, and UTVs)	120	$25,000	9.19%	$12.77
Unsecured Loans	36	$500	10.99%	$32.73

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* APR is Annual Percentage Rate.

** Pertains to boats, campers and cycles.

***Campers & Boats Only.

MasterCard/Visa Classic

Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases	11.99%
Other APRs	Cash advance APR*: 11.99% Balance transfer APR*: 11.99%
Variable rate information
Grace period for repayment of the balance for purchases	You have 25 days to repay your balance for purchases before a finance charge will be imposed.
Method of computing the balance for purchases	Average Daily Balance (including new purchases)
Annual fees	$0.00
Minimum finance charge	$0.50
Transaction fee for purchases	$0.00
Late-payment fee	$15.00
Card replacement fee	$10.00
Return Check Fee	$20.00
Document Copy Fee	$5.00
Rush Fee	$25.00
New PIN Number Fee	$10.00

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