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Loan Rates

Auto Loans (Rates Shown Effective: 11.28.19)
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1000
New Autos 36   2.99% $29.08
New Autos 48   3.29% $22.26
New Autos 60   3.79% $18.32
New Autos 72   3.99% $15.64
Used 2019 to 2015 Autos 48   3.89% $22.53
Used 2019 to 2015 Autos 60   3.99% $18.41
Used 2019 to 2015 Autos 72   4.29% $15.78
Used 2014 to 2011 36   3.79% $29.43
Used 2014 to 2011 48   3.99% $22.58
Used 2014 to 2011 60   4.29% $18.55
Used 2014 to 2011 72   4.89% $16.06
2010 and Older Autos 24   4.69% $43.74
2010 and Older Autos 36   5.19% $30.06
2010 and Older Autos 48 $5,000 5.99% $23.48

*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.

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Recreational & Unsecured Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1000
New 2019 and 2020 48   4.19% $22.67
New 2019 and 2020 60   4.99% $18.87
New 2019 and 2020 72 $25,000 5.49% $16.33
Used: 2014-2019 48   4.99% $23.03
Used: 2014-2019 60 $5,000 5.49% $19.10
Used: 2013 & Older 36   5.39% $30.15
Used: 2013 & Older 48   5.99% $23.48
Extented Term: 3 Year Rate Lock** 120 $25,000 4.99% $10.60
Fixed Rate 2015 to NEW. *** 120 $25,000 5.99% $11.10
Unsecured Loans 36 $300 9.79% $32.17
HHG, Computer, or Misc. Loans 36   10.25% $32.39

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* APR is Annual Percentage Rate.

** Pertains to boats, campers and cycles.

***Campers & Boats Only.

MasterCard/Visa Classic
Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases 11.99%
Other APRs Cash advance APR*: 11.99%
Balance transfer APR*: 11.99%
Variable rate information  
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a finance charge will be imposed. 
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees $0.00
Minimum finance charge $0.50
Transaction fee for purchases $0.00
Late-payment fee $15.00
Card replacement fee $10.00
Return Check Fee $20.00
Document Copy Fee $5.00
Rush Fee $25.00
New PIN Number Fee $10.00

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