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Loan Rates

Auto Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1,000
New Autos 36   6.49% $30.64
New Autos 48   6.59% $23.75
New Autos 60   6.79% $19.70
New Autos 72   6.99% $17.04
Used 2023 to 2017 Autos 48   6.99% $23.94
Used 2023 to 2017 Autos 60   7.19% $19.89
Used 2023 to 2017 Autos 72   7.59% $17.33
Used 2016 to 2012 36   7.39% $31.05
Used 2016 to 2012 48   7.29% $24.08
Used 2016 to 2012 60   7.59% $20.08
Used 2016 to 2012 72   7.99% $17.53
2011 and Older Autos 24   7.89% $45.17
2011 and Older Autos 36   8.09% $31.38
2011 and Older Autos 48 $5,000 8.29% $24.55

*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.

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Recreational & Unsecured Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1000
New 2023 and 2024 48   7.19% $24.03
New 2023 and 2024 60   7.39% $19.98
New 2023 and 2024 72 $15,000 7.99% $17.53
Used: 2016-2023 48   7.49% $24.17
Used: 2016-2023 60 $5,000 8.59% $20.56
Used: 2015 & Older 36   8.49% $31.56
Used: 2015 & Older 48   8.99% $24.88
2020 to 2024 (Boats & Campers Only) 180 $40,000-$100,000 10.09% $10.80
2018 to 2024 (Boats, Campers, and UTVs) 120 $25,000 9.49% $12.93
Unsecured Loans 36 $500 10.99% $32.73

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* APR is Annual Percentage Rate.

** Pertains to boats, campers and cycles.

***Campers & Boats Only.

MasterCard/Visa Classic
Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases 11.99%
Other APRs Cash advance APR*: 11.99%
Balance transfer APR*: 11.99%
Variable rate information  
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a finance charge will be imposed. 
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees $0.00
Minimum finance charge $0.50
Transaction fee for purchases $0.00
Late-payment fee $15.00
Card replacement fee $10.00
Return Check Fee $20.00
Document Copy Fee $5.00
Rush Fee $25.00
New PIN Number Fee $10.00

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