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Student Loans

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

Compare before applying. As a nonprofit, we're able to offer competitive rates that are often lower than rates offered by other national for-profit lenders that are lower than the parent PLUS loan rate. And a loan with a lower interest rate can help you pay less in interest over the life of a loan. Total interest paid on a $10,000 loan. These gauges show the different estimated interest costs based on fixed rates. Shopping around to find the lowest rate you qualify for can help you save on interest costs. Interest rate of 6%25 $6065 interest paid. Interest rate of 8%25 $13054 interest paid. Interest rate of 10%25 $17567 interest paid. Interest rate of 12%25 $22626 interest paid. Compare our rate to national lenders. Compare our college family loan fixed APRs to parent loan fixed APRs offered by other lenders. The ranges cover a variety of repayment options and include potential discounts. Note APRs are listed in ascending order of highest rate. Direct PLUS loan 9.05%25 APR. ISL Education lending 3.70%25-8.01%25APR. Citizens 6.49%25-9.56%25APR. SoFi 6.50%25-14.83%25 APR. College Ave 4.43%25-16.99%25APR.

ISL Education Lending offers:

  • Loans for college students.
  • A loan option for parents and family members who wish to borrow on behalf of a college student.
  • Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

College Funding Forecaster

Student Loan Game Plan

Return on College Investment

Parent Handbook

Parent Handbook: Determining Loan Need

How to Get a Student Loan

Please note:

  • All loans offered by ISL Education Lending are subject to credit approval.
  • Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*Members’ Advantage Credit Union is compensated by ISL Education Lending for the referral of student loan customers.