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Credit Union Loan Rates

Auto Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1,000
New Autos 36   5.09% $30.01
New Autos 48   5.19% $23.12
New Autos 60   5.19% $18.96
New Autos 72   5.39% $16.29
Used 2026 to 2020 Autos 48   5.49% $23.25
Used 2026 to 2020 Autos 60   5.69% $19.19
Used 2026 to 2020 Autos 72   6.29% $16.71
Used 2019 to 2015 36   5.69% $30.28
Used 2019 to 2015 48   5.79% $23.39
Used 2019 to 2015 60   5.89% $19.28
Used 2019 to 2015 72   6.69% $16.90
2014 and Older Autos 24   6.19% $44.41
2014 and Older Autos 36   6.39% $30.60
2014 and Older Autos 48 $5,000 6.69% $23.81

*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.

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Recreational & Unsecured Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1000
New 2025 to 2027 48   5.29% $23.16
New 2025 to 2027 60   5.59% $19.14
New 2025 to 2027 72 $15,000 5.69% $16.43
Used: 2018-2025 48   6.59% $23.76
Used: 2018-2025 60 $5,000 6.79% $19.70
Used: 2017 & Older 36   7.99% $31.34
Used: 2017 & Older 48   8.49% $24.65
2023 to 2027 (Boats & Campers Only) 180 $40,000-$100,000 8.69% $9.96
2021 to 2027 (Boats, Campers, and UTVs) 120 $25,000 7.19% $11.71
Unsecured Loans 36 $500 9.79% $32.17

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* APR is Annual Percentage Rate.

** Pertains to boats, campers and cycles.

***Campers & Boats Only.

MasterCard/Visa Classic
Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases 11.99%
Other APRs Cash advance APR*: 11.99%
Balance transfer APR*: 11.99%
Variable rate information  
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a finance charge will be imposed. 
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees $0.00
Minimum finance charge $0.50
Transaction fee for purchases $0.00
Late-payment fee $15.00
Card replacement fee $10.00
Return Check Fee $20.00
Document Copy Fee $5.00
Rush Fee $25.00
New PIN Number Fee $10.00

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