Loan Rates

Auto Loans (Rates Shown Effective: 02.20.17)
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1000
New Autos 36   2.29% $28.77
  48   2.49% $21.91
  60   2.49% $17.74
  72   2.99% $15.19
Used 2017 to 2012 Autos 48   2.59% $21.95
  60   2.69% $17.83
  72   3.09% $15.23
Used 2011 to 2009 36   2.59% $28.90
  48   2.79% $22.04
  60   2.99% $17.96
  72   4.39% $15.82
2008 and Older Autos 24   4.49% $43.65
  36   4.69% $29.83
  48 $5,000 4.99% $23.03
*APR = Annual Percentage Rate. Rate based on creditworthiness. Ask a Member Service Specialist for your qualifying rate. Vehicle value is based on MSRP or by a source approved by the credit union. Please contact us for specific terms, rates and available discounts. Payment example: $20,000 Auto Loan for 72 months at 3.25% APR will result in a monthly payment of $306.06.  

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Recreational & Unsecured Loans
Vehicle Type Max Term Min Amt To Finance* APR* (as low as) Monthly Payment per $1000
New 2016 and 2017 48   3.69% $22.44
  60   3.99% $18.41
  72 $15,000 4.49% $15.87
Used: 2012-2016 48   4.09% $22.62
  60 $5,000 4.29% $18.55
Used: 2011 & Older 36   5.39% $30.15
  48   5.99% $23.48
Extented Term: 3 Year Rate Lock** 120 $15,000 3.99% $10.12
Fixed Rate 2013 to NEW. *** 120 $15,000 4.79% $10.51
Unsecured Loans 36 $300 9.79% $32.17
HHG, Computer, or Misc. Loans 36   10.25% $32.39

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* APR is Annual Percentage Rate.
** Pertains to boats, campers and cycles.
***Campers & Boats Only.

 

MasterCard/Visa Classic
Credit Card Disclosure Information (Rates Shown Effective: 12.1.08)
*Annual percentage rate (APR) for purchases 11.99%
Other APRs Cash advance APR*: 11.99%
Balance transfer APR*: 11.99%
Variable rate information  
Grace period for repayment of the balance for purchases You have 25 days to repay your balance for purchases before a finance charge will be imposed. 
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual fees $0.00
Minimum finance charge $0.50
Transaction fee for purchases $0.00
Late-payment fee $15.00
Card replacement fee $10.00
Return Check Fee $20.00
Document Copy Fee $5.00
Rush Fee $25.00
New PIN Number Fee $10.00

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